Daniel Moore Bankers Agent

Helping California Seniors Retire with Confidence

“I’m Daniel Moore, your local licensed agent with Bankers Life. I help retirees and veterans create simple, secure retirement and Medicare solutions. With over 10 years of experience helping California families and veterans, I specialize in simplifying complex financial decisions — from Medicare enrollment and life insurance to secure retirement income planning. I serve clients throughout San Diego, Riverside, Los Angeles, San Bernardino, and the Inland Empire and proudly representing Bankers Life, a trusted name in retirement and insurance solutions for over 140 years."

Official Bankers Life Agent

Daniel Moore is a licensed insurance agent with Bankers Life and Casualty Company, Serving San Diego, Riverside, Orange, San Bernardino, Los Angeles and the Inland Empire

To verify Daniel’s agent profile or learn more about Bankers Life, visit the official company website:
🔗 View Daniel’s Official Bankers Life Agent Page

Life Insurance

Find out how life insurance can help protect the financial security of you and your family.

Medicare Advantage & Supplement Insurance

Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.

Long Term Care Insurance

Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.

Annuities

Learn how an annuity can help protect and grow your retirement savings.

FAQs

Your Questions Answered: Navigating Retirement with Confidence.

How soon should I begin planning for retirement?

The best time to start retirement planning is now, regardless of your age or career stage.

What makes Safe Retirement with Daniel different from other financial services?

At Safe Retirement with Daniel, we focus on protecting your hard-earned savings — not putting your money at risk. Many financial firms push products tied to market performance, but our approach centers on safe, secure strategies designed to help you grow and protect your retirement income with confidence.

We take the time to truly understand your needs, goals, and concerns so we can create a plan that fits your life, not a one-size-fits-all model. We also provide ongoing personal support, annual reviews, and access whenever you need guidance.

As an independent fiduciary, we put your interests first and are compensated by the carriers we represent — meaning our advice is focused on your success, not fees or commissions.

With over a decade of experience helping retirees and veterans, our mission is simple: give you peace of mind knowing your retirement is protected, your income is reliable, and your legacy is secure.

Are there specific investment options you recommend for retirement?

We focus on safe, secure retirement strategies designed to protect your savings and provide reliable income — especially for those who want to avoid market risk. Depending on your goals, we may recommend options such as fixed annuities, fixed indexed annuities, and other principal-protected solutions.

Our goal is to help you grow your retirement income safely, avoid unnecessary risk, and ensure you never outlive your money.

Every retirement situation is unique, so we take time to understand your needs before making recommendations — ensuring that the plan we build together fits your financial goals, lifestyle, and comfort level.

Do you help with life insurance, and how do you determine what type is right for me?

Yes. Life insurance is not one-size-fits-all. I start with a simple fact-finding conversation to understand your goals — whether that’s income replacement, final expenses, debt protection, legacy planning, or asset transfer. From there, I only show you options that fit your situation, budget, and long-term needs.

What types of life insurance do you work with?

I work with several types of life insurance, including term life, whole life, final expense, and permanent life insurance solutions. The type I recommend depends on your age, health, financial goals, and what you want the policy to accomplish — not what pays the highest commission.

Do you charge a fee for helping with Medicare or life insurance?

No. There is no cost for my services. I’m compensated by the insurance companies if you decide to enroll in a plan or policy. My goal is to help you make an informed decision, whether you move forward or not.

What if I’m not sure what I need yet?

That’s completely okay — and very common. Most people don’t know exactly what they need when they first reach out. My job is to ask the right questions, educate you on your options, and help you make sense of everything so you can move forward with confidence.

Can you help veterans and retirees specifically?

Yes. I specialize in helping veterans, retirees, and pre-retirees, and I understand how Medicare, VA benefits, Social Security, life insurance, and retirement income planning all work together. My goal is to make sure nothing conflicts and everything aligns with your overall plan.

Can Safe Retirement with Daniel help me with estate planning?

Yes — we can assist with estate planning.
While we help guide clients through estate-planning options and ensure their financial plans align with their legacy goals, many estate-planning tasks involve legal documents and may require a licensed attorney in your state.

We have trusted estate-planning attorneys we can recommend if you need help drafting or finalizing legal documents such as wills, trusts, or powers of attorney.

How often will we review my retirement plan?

We typically review your retirement plan once per year, and we’re always available for additional check-ins anytime you have questions or your situation changes. If life events, market changes, or new goals arise, you can reach out anytime — we're here when you need us.

What are the fees associated with your retirement planning services?

We operate as a fiduciary and do not charge fees for our retirement planning services. Our mission is to help you protect your savings and secure your financial future without adding unnecessary costs.

We are typically compensated directly by the carriers we represent when you choose to move forward with a financial product — meaning there are no additional fees to you for our guidance, planning, or support. We believe in transparent, client-first planning focused on safety, security, and long-term peace of mind.

Do you help with Medicare, and which plans do you offer?

Yes. I help individuals navigate Medicare Advantage plans, Medicare Supplement plans, and Prescription Drug Plans (Part D). I’m an independent agent, which means I can compare multiple carriers to help you find a plan that fits your doctors, medications, budget, and lifestyle.

How do you help me choose the right Medicare plan?

Before discussing plans, I go through a fact-finding process that includes:

Your doctors and preferred hospitals

Your current prescriptions

Your healthcare usage and priorities

Your monthly budget and risk tolerance

This ensures I don’t show you a plan that looks good on paper but fails when you actually need to use it.

Can you help if I already have Medicare but feel unsure about my current plan?

Absolutely. Many people are enrolled in plans that no longer fit their needs. I can review your current coverage, explain what you have in plain English, and let you know whether there may be better options available — with no pressure to change.

Will you try to sell me something I don’t need?

No. If after our conversation it’s clear that a product or plan doesn’t make sense for you, I’ll tell you. My approach is based on long-term relationships and doing what’s right for the client — not quick sales.

What’s the first step to getting started?

The first step is a free, no-obligation consultation. We’ll review your situation, answer your questions, and determine whether I can help — and if so, how.